• Rates
  • Locations & Hours
  • Connect
  • Lock icon Online Banking
Online Banking
Forgot user name
Forgot password
Bank Logo
  • Home
  • Personal
    • Personal Checking
      • Kasasa Cash
      • Kasasa Cash Back
      • Basic Checking
      • EverGreen Checking
      • Interest Checking
    • Personal Savings
      • CACHÉ Savings Account
      • Kasasa Saver®
      • Money Market
      • Statement
      • Certificates of Deposit
      • IRA’s
    • Personal Loans
      • Home Equity Loans
      • Home Equity Lines of Credit
      • Mortgage Loans
      • Secured Loans
      • Unsecured Loans
    • Additional
      • Refer-A-Friend
      • KASASA Care™
      • Switch Kit
      • Meet Our Team
  • Business
    • Business Checking
      • Small Business
      • Small Business with Interest
      • Commercial
      • Meet Our Business Team
    • Business Savings
    • Business Loans
  • Convenience Services
    • Personal Convenience Services
      • Online Banking & Bill Pay
      • Mobile Banking, Mobile Deposit, & Text Banking
      • Person to Person Payments (P2P)
      • Smartwatch App
      • eStatements
      • Apple Pay® & Google Pay®
      • Telephone Banking
      • Card Sentry
      • InFirst Bank Debit Card
    • Business Convenience Services
      • Business Online Banking & Bill Pay
      • ACH Payroll
      • Remote Deposit Capture
      • Merchant Services
    • Apply
  • Tools
    • Tools
      • Digital Banking
      • Financial Calculators
      • Money View
      • Online Check Reorder
      • Refer-A-Friend
      • Switch Kit
      • Rates
      • Fee Schedule
    • PRIVACY AND SECURITY
      • Fraud Prevention
      • Cookies
      • Notices
      • Customer Responsibilities
      • Email Communication
      • Links to Other Websites
      • Our Security Procedures
      • Online Banking
      • Children’s Online Privacy
      • Privacy Statement
    • LEARN
      • Financial Literacy
      • FAQ’s
        • ATM Cards and Visa Check Cards
        • Mobile Banking
        • Online Banking, Bill Payment, & Money View
        • Deposits
        • Mortgage Loans
        • Personal Loans
  • INVEST
  • About Us
    • Why InFirst Bank
    • Presidents Message
    • Community
    • Careers
    • Notices & Press Releases
    • Market Area
  • Home
  • Personal
    • Personal Checking
      • Kasasa Cash
      • Kasasa Cash Back
      • Basic Checking
      • EverGreen Checking
      • Interest Checking
    • Personal Savings
      • CACHÉ Savings Account
      • Kasasa Saver®
      • Money Market
      • Statement
      • Certificates of Deposit
      • IRA’s
    • Personal Loans
      • Home Equity Loans
      • Home Equity Lines of Credit
      • Mortgage Loans
      • Secured Loans
      • Unsecured Loans
    • Additional
      • Refer-A-Friend
      • KASASA Care™
      • Switch Kit
      • Meet Our Team
  • Business
    • Business Checking
      • Small Business
      • Small Business with Interest
      • Commercial
      • Meet Our Business Team
    • Business Savings
    • Business Loans
  • Convenience Services
    • Personal Convenience Services
      • Online Banking & Bill Pay
      • Mobile Banking, Mobile Deposit, & Text Banking
      • Person to Person Payments (P2P)
      • Smartwatch App
      • eStatements
      • Apple Pay® & Google Pay®
      • Telephone Banking
      • Card Sentry
      • InFirst Bank Debit Card
    • Business Convenience Services
      • Business Online Banking & Bill Pay
      • ACH Payroll
      • Remote Deposit Capture
      • Merchant Services
    • Apply
  • Tools
    • Tools
      • Digital Banking
      • Financial Calculators
      • Money View
      • Online Check Reorder
      • Refer-A-Friend
      • Switch Kit
      • Rates
      • Fee Schedule
    • PRIVACY AND SECURITY
      • Fraud Prevention
      • Cookies
      • Notices
      • Customer Responsibilities
      • Email Communication
      • Links to Other Websites
      • Our Security Procedures
      • Online Banking
      • Children’s Online Privacy
      • Privacy Statement
    • LEARN
      • Financial Literacy
      • FAQ’s
        • ATM Cards and Visa Check Cards
        • Mobile Banking
        • Online Banking, Bill Payment, & Money View
        • Deposits
        • Mortgage Loans
        • Personal Loans
  • INVEST
  • About Us
    • Why InFirst Bank
    • Presidents Message
    • Community
    • Careers
    • Notices & Press Releases
    • Market Area

A business man sitting at a desk in natural light using an inkwell pen to sign a document

Home Equity Loan

Application

Home Equity Loan

Application

**Please note that you may be required to stop in at one of our offices to complete the application process.
Terms(Required)



TERMS OF LOAN




Credit Type Requested

Untitled



PROPERTY INFORMATION AND PURPOSE OF LOAN

Property Address



Purpose of Loan

Property will be:



BORROWER INFORMATION

Borrower's Name(Required)






MM slash DD slash YYYY









Present Address



Mailing Address (if different from Present Address)



If residing at present address for less than two years, complete the following:
Former Address



Untitled
Co-Borrower's Name






MM slash DD slash YYYY









Present Address



Mailing Address (if different from Present Address)



If residing at present address for less than two years, complete the following:
Former Address



EMPLOYMENT INFORMATION




Employer Address






If employed in current position for less than two years, or if currently employed in more than one position, complete the following:



Other Employer Address









Employer Address






If employed in current position for less than two years, or if currently employed in more than one position, complete the following:



Other Employer Address






MONTHLY INCOME AND COMBINED HOUSING EXPENSE INFORMATION





Other Income Notice: Alimony, child support, or separate maintenance income need not be revealed if the Borrower/Co-Borrower does not choose to have it considered for repaying this loan.

Gross Monthly Income - Borrower



Gross Monthly Income - Borrower



Monthly Housing Expense



ASSETS AND LIABILITIES

Please list all assets such as checking accounts, savings accounts, money market funds, mutuals, bonds, certificates of deposit, stocks, life insurance, automobiles, real estate, retirement funds, etc. Include a balance, institution and account number for each.



Please list all liabilities such as automobile loans, revolving charge accounts, real estate loans, alimony, child support, stock pledges, etc. Include a balance, institution and account number for each.



Real Estate Owned:
Property 1 Address






Property 2 Address






Property 3 Address






DECLARATIONS



Borrower
Are there any outstanding judgments against you?
Have you been declared bankrupt within the past 7 years?
Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
Are you a party to a lawsuit?
Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment?
(This would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee. Of "Yes," provide details, including date, name, and address of Lender.
Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?
Are you obligated to pay alimony, child support, or separate maintenance?
Is any part of the down payment borrowed?
Are you a co-maker or an endorser on a note?
Are you a U.S. citizen?
Are you a permanent resident alien?
If "Yes", Have you had an ownership interest in a property in the last three years?
Do you intend to occupy the property as your primary residence?





Co-Borrower
Are there any outstanding judgments against you?
Have you been declared bankrupt within the past 7 years?
Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
Are you a party to a lawsuit?
Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment?
(This would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee. Of "Yes," provide details, including date, name, and address of Lender.
Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?
Are you obligated to pay alimony, child support, or separate maintenance?
Is any part of the down payment borrowed?
Are you a co-maker or an endorser on a note?
Are you a U.S. citizen?
Are you a permanent resident alien?
Do you intend to occupy the property as your primary residence?
If "Yes", Have you had an ownership interest in a property in the last three years?



*ACKNOWLEDGMENT AND AGREEMENT

Untitled
You are entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies. Order online from annualcreditreport.com, the only authorized website for free credit reports, or call 1-877-322-8228. You will need to provide your name, address, social security number, and date of birth to verify your identity.




One of our Lending Professionals will contact you within 24 hours (Monday through Friday) to finalize the details of your loan request.

© 2022 InFirst Bank | Sitemap

Member FDIC Logo Equal Housing Logo Member FDIC Logo Equal Housing Logo

Phone: (800) 349-2814

CONTACT US | LOCATIONS & HOURS | CAREER OPPORTUNITIES | PRIVACY STATEMENT

REGULATORY NOTICES | NMLS# 447118 | ROUTING# 243373358

InFirst Bank collects information from our website visitors through the use of cookies. While cookies reside on your computer, they cannot capture personal information from your computer, such as email or other program information. For website browsing, the cookies are used to identify pages you visit. In online banking, cookies are used to for security purposes. The cookies help our servers to identify your computer as one that should be using your login credentials. For your security, we do not store any of your information in our cookies.