A: InFirst Bank understands that it can be inconvenient for you to have to verify your identity during routine transactions as an established customer of the Bank. We ask you for some form of identification because:
InFirst Bank is committed to giving to you the best possible service as promptly as we can. We apologize for any inconvenience this may cause you. We appreciate your business and safeguarding your money is our primary concern.
A: YES! InFirst Bank is a Member of the FDIC. That means that deposits with InFirst Bank are insured up to $250,000 per depositor, per ownership category.
A: Generally, the funds deposited at an InFirst Bank ATM will be available on the second business day after the date of deposit. However, the first $200 of the deposit along with certain other deposited items such as U.S. Treasury checks made payable to you as well as checks drawn on our bank will be available on the first business day.
A: When you make a deposit at another bank’s ATM machine it will take up to five business days for your deposit funds to become available.
A: A routing number or a routing transit number is a number which appears on the bottom of checks between the two stop symbols. See the example below:
A: Yes, overdraft protection is available by linking an InFirst Bank checking account to an InFirst Bank savings account. When the checking account falls below zero, the funds needed to bring it back to a zero dollar amount will be transferred from the savings account.