Compare Our Checking Accounts

Account
Free KASASA® Cash pays high interest!
Free KASASA® Cash Back pays rewards!
Basic Checking
Evergreen Checking
Interest Checking
Features Earn 1.05% APY on balances up to $25,000 when qualifications are met1, 2

Earn 0.25% APY on balances over $25,000 when qualifications are met1

No minimum balance to earn rewards

Nationwide ATM fee refunds (up to $20 per cycle when qualifications are met)1

Free Mobile Banking & Free Electronic Statements

Free Money View Tool

FDIC Insured up to $250,000

Can be linked to a Kasasa Saver Account

Earn 2.50% cash back on debit card purchases when qualifications are met3

No minimum balance to earn rewards

Nationwide ATM fee refunds (up to $20 per cycle when qualifications are met)1

Free Mobile Banking & Free Electronic Statements

Free Money View Tool

FDIC Insured up to $250,000

Can be linked to a Kasasa Saver Account

Monthly Paper Statements or Electronic Statements available

No Charge Per Check

Non-interest bearing

Free Money View Tool

FDIC Insured up to $250,000

Monthly Paper Statements or Electronic Statements available

Free Personalized Evergreen Account Checks

Free Cashiers Checks

Free Money Orders

Free Notary Service

Free Copies (up to 10 copies per day)

No foreign ATM usage fees charged by InFirst Bank

Earns interest on daily balances of .01 or more, compounded monthly

Free Money View Tool

FDIC Insured up to $250,000
Monthly Paper Statements or Electronic Statements available

Earns interest on daily balances of $.01 or more, compounded monthly

Free Money View Tool

FDIC Insured up to $250,000
Monthly Minimum Balance Charge None None None $10/month
4 see options to waive below

$10/month
5 see options to waive below
Check Image Fee with Paper Statement None None $3/month7 $3/month7 $3/month7
Free Online & Mobile Banking Access Yes Yes Yes Yes Yes
Free Mobile Deposit Yes Yes Yes Yes Yes
Free Debit Card Yes Yes Yes Yes Yes
Minimum Opening Deposit $100 $100 $100 $100 $100
Balance Protection Transfers (optional) $5/item6 $5/item6 $5/item6 $5/item6 $5/item6

FREE KASASA CASH ACCOUNT & KASASA CACH BACK ACCOUNT QUALIFICATIONS
1Have at least 12 debit card purchases post and settle to the account during the qualification cycle.
Receive monthly account statements electronically
Have at least 1 ACH automatic payment or direct deposit post and settle to the account during the qualification cycle.

2APY = Annual Percentage Yield. Rate effective as of 07/14/2021 for KASASA Cash

3Rate effective as of 11/29/2019 for KASASA Cash Back.
Applicable to $200 in purchases; maximum of $5.00/statement cycle.

EVERGREEN CHECKING
4$10 monthly service charge waived if a $1,000 daily balance is maintained, or a $2,000 average daily balance is maintained, or a $10,000 deposit relationship is maintained.
The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

INTEREST CHECKING
5$10 monthly service charge waived if a $500 daily balance is maintained, or a $1,000 average daily balance is maintained.
The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

BALANCE PROTECTION TRANSFERS
6Balance Protection Services are limited to the available balance in the linked account. The linked account can be an InFirst Checking Account, Savings account or a Line of Credit account.

$3.00 CHECK IMAGE FEE
7Check images are free with Online Banking or eStatements, or by opting-out of receiving check images with a paper statement.