Commercial InFirst Bank

Commercial Checking Account

▪ Designed for businesses with larger monthly account activity
▪ An Earnings Credit is applied to reduce or offset certain transaction fees. See Fee Schedule for applicable transaction information.
▪ Minimum $100 Deposit to Open.
▪ Free Online Banking.

ADDITIONAL SERVICES AVAILABLE

Remote Deposit Capture
Online Business Banking
Night Deposits
Wire Transfers
Telephone Transfers
Employee Checking – Payroll automatically deposited
Automated Clearing House (ACH) Transfers
Merchant Services
Business Credit Cards
Positive Pay

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Fee Schedule

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Dislcosure

Truth in Savings Account Disclosure – Business Checking/Commercial Account Analysis Checking
Designed for businesses who process over 500 items per month accumulative or have other high-volume transactions.

Minimum balance to open the account – You must deposit $100.00 to open this account.
Earnings Credit may fluctuate through the month. InFirst Business checking product that helps minimize fees for companies which write large amount of checks every month or deposit large numbers of checks into their account. In general fees may be charged for checks written or deposited, coin and currency deposits or currency exchanges as well as additional services such as night deposit. However, the account balance will receive an earnings credit. The earnings credit is used to offset the fees imposed. If the earnings credit is more than all of the fees incurred on the account, the business does not pay any fees for item processing, change orders or night drop deposits for the month. If the earnings credit is less than the total amount of the fees, the difference between the two is deducted form the business’s checking account.
The details of analysis checking vary please contact a Branch Manager for more information.
Additional Services available for business customers include:

ACH
Merchant Capture
Night Deposits
Online Business Banking
Remote Deposit Capture
Telephone Transfers Wire Transfers
Wire Transfers

Commercial CheckingAccount

Commercial CheckingAccount

Commercial Checking Account

Dislcosure

Commercial Checking
Account

Commercial Checking
Account