INFIR$T REWARD$ Cash Checking Account – Pays High Interest!

Finally, a checking account you can get excited about! INFIR$T REWARD$ Cash is our rewards checking account that literally PAYS YOU to bank with us. When you qualify*, earn 2.50% APY**, receive ATM fee refunds and never worry about a minimum balance to earn rewards.

What this means to you! Earn approximately $52.00 per month, or $624.00 per year when you maintain a $25,000 daily balance and meet qualifications each cycle!

  • Earn 2.50% APY on balances up to $25,000 when qualifications are met
  • Earn 0.50% APY on balances over $25,000 when qualifications are met
  • No minimum balance to earn rewards
  • Nationwide ATM fee refunds (up to $20 per cycle when qualifications are met)
  • Free Online Banking & Bill Payment
  • Free Mobile Banking
  • Free Money View Tool
  • FDIC Insured up to $250,000
  • Can be linked to a INFIR$T REWARD$ Savings account
  • InFirst Bank is a member of the Freedom ATM Alliance®. As a Freedom ATM Alliance member, you gain a surcharge-free ATM network offering more than 350 ATMs!  Click HERE for more information.


To earn these rewards, simply do the following during the monthly qualification cycle:

  • Have 12 POS debit card purchases post and settle during the statement cycle.
  • Be enrolled and receive your monthly account statement electronically.
  • Have at least one direct deposit or one ACH automatic payment post and settle to your account per monthly qualification cycle

If you don’t qualify, there’s no service charge and you still earn 0.05% APY! And when you do qualify, you’ll automatically start earning rewards again!
View Our Current Qualification Calendar

**APY = Annual Percentage Yield

Rate is effective as of 05/16/2023



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