• Earn 3.00% cash back on debit card purchases (up to $200 in purchases; maximum of $6.00/statement cycle)
  • No minimum balance to earn rewards
  • Nationwide ATM fee refunds (up to $20 per cycle when qualifications are met)*
  • Free Online Banking & Bill Payment
  • Free Mobile Banking
  • Free Money View Tool
  • Free Electronic Statements
  • FDIC Insured up to $250,000
  • Can be linked to an INFIR$T REWARD$ Savings account
  • InFirst Bank is a member of the Freedom ATM Alliance®. As a Freedom ATM Alliance member, you gain a surcharge-free ATM network offering more than 350 ATMs! Click HERE for more information.



Earning $6 and ATM fee refunds is easy. To earn these rewards simply do the following during the monthly qualification cycle:

  • Have 12 POS debit card purchases post and settle during the statement cycle.
  • Be enrolled and receive your monthly account statement electronically.
  • Have at least one direct deposit or one ACH automatic payment post and settle to your account per monthly qualification cycle

If you don’t qualify, there’s still no service charge to you! And when you do qualify, you’ll automatically start earning the additional rewards again!

View Our Current Qualification Calendar


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Rate is effective as of 05/16/2023