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Personal Checking Learn Moreminimum Deposit to OpenMinimum Balance To Obtain APYInterest RateAPY
KASASA Cash - Qualify* $100.00 $0.01 - $25,000
1.04%
1.05%*

no

$100.00 $25,000.01+ Assuming a maximum balance of $125,000 and blending the below cap rate with the above cap rate. 0.25% 1.05%-0.41%*
KASASA Cash - Did Not Qualify* $100.00 $0.01+ 0.05% 0.05%*
Kasasa Cash Back* $100.00 N/A N/A N/A
Interest Checking $100.00 $0.01 0.01% 0.01%
Evergreen Checking $100.00 $0.01 0.01% 0.01%
Personal Checking Learn Moreminimum Deposit to OpenMinimum Balance To Obtain APYInterest RateAPY
KASASA Cash - Qualify* $100.00 $0.01 - $25,000
1.04%
1.05%*

no

$100.00 $25,000.01+ Assuming a maximum balance of $125,000 and blending the below cap rate with the above cap rate. 0.25% 1.05%-0.41%*
KASASA Cash - Did Not Qualify* $100.00 $0.01+ 0.05% 0.05%*
Kasasa Cash Back* $100.00 N/A N/A N/A
Interest Checking $100.00 $0.01 0.01% 0.01%
Evergreen Checking $100.00 $0.01 0.01% 0.01%
Personal Checking Learn Moreminimum Deposit to OpenMinimum Balance To Obtain APYInterest RateAPY
KASASA Cash - Qualify* $100.00 $0.01 - $25,000
1.04%
1.05%*

no

$100.00 $25,000.01+ Assuming a maximum balance of $125,000 and blending the below cap rate with the above cap rate. 0.25% 1.05%-0.41%*
KASASA Cash - Did Not Qualify* $100.00 $0.01+ 0.05% 0.05%*
Kasasa Cash Back* $100.00 N/A N/A N/A
Interest Checking $100.00 $0.01 0.01% 0.01%
Evergreen Checking $100.00 $0.01 0.01% 0.01%

 

 

Personal Savings Learn MoreMinimum Deposit To OpenMinimum balance to obtain APYInterest RateAPY
Kasasa Saver - Qualify* $0.01 $0.01 - $100,000.00 0.40% 0.40%*

no

$0.01 $100,000.01+Assuming a maximum balance of $250,000 and blending the below cap rate with the above cap rate. 0.60% 0.40% - 0.52%
Kasasa Saver - Did Not Qualify* $0.01 $0.01+ 0.05% 0.05%*
Statement Savings $100.00 $0.01 - $24,999.00 0.02% 0.02%

no

$100.00 $25,000.00 - $74,999.00 0.05% 0.05%

no

$100.00 $75,000.00 + 0.10% 0.10%
CACHÉ Club $0.01 $0.01 0.15% 0.15%
Money Market $2,500.00 $0.01 - $2,499.99 0.02% 0.02%

no

$2,500.00 $2,500.00 - $24,999.99 0.05% 0.05%

no

$2,500.00 $25,000.00 - $74,999.99 0.10% 0.10%

no

$2,500.00 $75,000.00 + 0.10% 0.10%
Personal Savings Learn MoreMinimum Deposit To OpenMinimum balance to obtain APYInterest RateAPY
Kasasa Saver - Qualify* $0.01 $0.01 - $100,000.00 0.40% 0.40%*

no

$0.01 $100,000.01+Assuming a maximum balance of $250,000 and blending the below cap rate with the above cap rate. 0.60% 0.40% - 0.52%
Kasasa Saver - Did Not Qualify* $0.01 $0.01+ 0.05% 0.05%*
Statement Savings $100.00 $0.01 - $24,999.00 0.02% 0.02%

no

$100.00 $25,000.00 - $74,999.00 0.05% 0.05%

no

$100.00 $75,000.00 + 0.10% 0.10%
CACHÉ Club $0.01 $0.01 0.15% 0.15%
Money Market $2,500.00 $0.01 - $2,499.99 0.02% 0.02%

no

$2,500.00 $2,500.00 - $24,999.99 0.05% 0.05%

no

$2,500.00 $25,000.00 - $74,999.99 0.10% 0.10%

no

$2,500.00 $75,000.00 + 0.10% 0.10%
Personal Savings Learn MoreMinimum Deposit To OpenMinimum balance to obtain APYInterest RateAPY
Kasasa Saver - Qualify* $0.01 $0.01 - $100,000.00 0.40% 0.40%*

no

$0.01 $100,000.01+Assuming a maximum balance of $250,000 and blending the below cap rate with the above cap rate. 0.60% 0.40% - 0.52%
Kasasa Saver - Did Not Qualify* $0.01 $0.01+ 0.05% 0.05%*
Statement Savings $100.00 $0.01 - $24,999.00 0.02% 0.02%

no

$100.00 $25,000.00 - $74,999.00 0.05% 0.05%

no

$100.00 $75,000.00 + 0.10% 0.10%
CACHÉ Club $0.01 $0.01 0.15% 0.15%
Money Market $2,500.00 $0.01 - $2,499.99 0.02% 0.02%

no

$2,500.00 $2,500.00 - $24,999.99 0.05% 0.05%

no

$2,500.00 $25,000.00 - $74,999.99 0.10% 0.10%

no

$2,500.00 $75,000.00 + 0.10% 0.10%

 

 

Business
Learn More
Minimum Deposit To openminimum balance to obtain apyinterest rateapy
Small Business Checking w/ Interest $100.00 $0.01 - $9,999.00 0.01% 0.01%

no

$100.00 $10,000.00 - $24,999.99 0.01% 0.01%

no

$100.00 $25,000.00 and over 0.01% 0.01%
Business Statement Savings $100.00 $0.01 - $24,999.00 0.02% 0.02%

no

$100.00 $25,000.00 - $74,999.00 0.05% 0.05%

no

$100.00 $75,000.00 + 0.10% 0.10%
Business Money Market $2,500.00 $.01 to $24,999.99 0.02% 0.02%

no

$2,500.00 $25,000 to $74,999.99 0.05% 0.05%

no

$2,500.00 $75,000 to $249,999.99 0.10% 0.10%

no

$2,500.00 $250,000 to $499,999.99 0.25% 0.25%

no

$2,500.00 Over $500,000 0.50% 0.50%
Business
Learn More
Minimum Deposit To openminimum balance to obtain apyinterest rateapy
Small Business Checking w/ Interest $100.00 $0.01 - $9,999.00 0.01% 0.01%

no

$100.00 $10,000.00 - $24,999.99 0.01% 0.01%

no

$100.00 $25,000.00 and over 0.01% 0.01%
Business Statement Savings $100.00 $0.01 - $24,999.00 0.02% 0.02%

no

$100.00 $25,000.00 - $74,999.00 0.05% 0.05%

no

$100.00 $75,000.00 + 0.10% 0.10%
Business Money Market $2,500.00 $.01 to $24,999.99 0.02% 0.02%

no

$2,500.00 $25,000 to $74,999.99 0.05% 0.05%

no

$2,500.00 $75,000 to $249,999.99 0.10% 0.10%

no

$2,500.00 $250,000 to $499,999.99 0.25% 0.25%

no

$2,500.00 Over $500,000 0.50% 0.50%
Business
Learn More
Minimum Deposit To openminimum balance to obtain apyinterest rateapy
Small Business Checking w/ Interest $100.00 $0.01 - $9,999.00 0.01% 0.01%

no

$100.00 $10,000.00 - $24,999.99 0.01% 0.01%

no

$100.00 $25,000.00 and over 0.01% 0.01%
Business Statement Savings $100.00 $0.01 - $24,999.00 0.02% 0.02%

no

$100.00 $25,000.00 - $74,999.00 0.05% 0.05%

no

$100.00 $75,000.00 + 0.10% 0.10%
Business Money Market $2,500.00 $.01 to $24,999.99 0.02% 0.02%

no

$2,500.00 $25,000 to $74,999.99 0.05% 0.05%

no

$2,500.00 $75,000 to $249,999.99 0.10% 0.10%

no

$2,500.00 $250,000 to $499,999.99 0.25% 0.25%

no

$2,500.00 Over $500,000 0.50% 0.50%

 

 

CD/IRA
Learn More
minimum deposit to openminimum balance to obtain apyinterest rateapy
3 Month CD $500.00 $0.01 0.10% 0.10%
6 Month CD $500.00 $0.01 0.20% 0.20%
9 Month CD $500.00 $0.01 0.20% 0.20%
1 Year CD $500.00 $0.01 0.30% 0.30%
2 Year CD $500.00 $0.01 0.35% 0.35%
3 Year CD $500.00 $0.01 0.40% 0.40%
4 Year CD $500.00 $0.01 0.40% 0.40%
5 Year CD $500.00 $0.01 0.40% 0.40%
CD/IRA
Learn More
minimum deposit to openminimum balance to obtain apyinterest rateapy
3 Month CD $500.00 $0.01 0.10% 0.10%
6 Month CD $500.00 $0.01 0.20% 0.20%
9 Month CD $500.00 $0.01 0.20% 0.20%
1 Year CD $500.00 $0.01 0.30% 0.30%
2 Year CD $500.00 $0.01 0.35% 0.35%
3 Year CD $500.00 $0.01 0.40% 0.40%
4 Year CD $500.00 $0.01 0.40% 0.40%
5 Year CD $500.00 $0.01 0.40% 0.40%
CD/IRA
Learn More
minimum deposit to openminimum balance to obtain apyinterest rateapy
3 Month CD $500.00 $0.01 0.10% 0.10%
6 Month CD $500.00 $0.01 0.20% 0.20%
9 Month CD $500.00 $0.01 0.20% 0.20%
1 Year CD $500.00 $0.01 0.30% 0.30%
2 Year CD $500.00 $0.01 0.35% 0.35%
3 Year CD $500.00 $0.01 0.40% 0.40%
4 Year CD $500.00 $0.01 0.40% 0.40%
5 Year CD $500.00 $0.01 0.40% 0.40%

 

 

Home Equity Loans & Lines of Credit
Learn More
rateaprpayment per $1000
36 Month Home Equity Loan Special* 2.99% 2.99% $29.07
36 Month Home Equity Loan** 4.00% 4.21% $29.53
60 Month Home Equity Loan Special * 2.99% 2.99% $17.96
60 Month Home Equity Loan** 4.00% 4.13% 18.42
120 Month Home Equity Loan Special * 2.99% 2.99% $9.65
120 Month Home Equity Loan** 4.25% 4.32% $10.25
180 Month Home Equity Loan Special * 2.99% 2.99% $6.90
180 Month Home Equity Loan** 4.50% 4.55% $7.65
240 Month Home Equity Loan Special * 3.49% 3.49% $5.79
240 Month Home Equity Loan** 4.75% 4.79% $6.46
Home Equity Line of Credit Special*** 3.25% 3.30% $8.23
Home Equity Line of Credit Special**** 0.99% 0.99% $6.37
Home Equity Loans & Lines of Credit Rates Disclosure

Annual Percentage Rate (APR) is subject to change at any time.

Home Equity
*Home Equity Loan-Specials– (HELOAN) rates accurate as of 02/16/2021. Offer is based on first lien loans, a loan to value up to 89% on an owner-occupied primary residence, subject to credit approval. APR includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher based on a review of your credit history. APR will be honored for 2nd lien loans up to 89% providing the 1st lien is with InFirst Bank. Closing costs and processing fees, including appraisal, currently waived for loans of $15,000 or more. All fees apply to loans between $5,000 and $14,999. If refinancing an existing InFirst Bank loan, a minimum of $15,000 new money is required. Flood insurance is required where necessary. Taxes and property insurance are required. Using the chart above, you can calculate your monthly payment per $1,000 borrowed, or call us for assistance. Consult your tax advisor about the deductibility of interest. Offer subject to change or be withdrawn at any time. All loans subject to approval.

**Home Equity Loan-Non-specials– (HELOAN) Rates accurate as of 03/09/2020. Offer based on 2nd lien loan requests up to 89% loan to value where InFirst Bank would not be the first lien holder or for loans between $5,000 and $14,999. APR includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher based on a review of your credit history. Cost of appraisal and closing fees are the responsibility of the applicant. Flood insurance is required where necessary. Taxes and property insurance are required. Using the chart above, you can calculate your monthly payment per $1,000 borrowed, or call us for assistance. Consult your tax advisor about the deductibility of interest. Offer subject to change or be withdrawn at any time. All loans subject to approval. id=”auto”

HELOC Disclosure
*** Home Equity Line of Credit Special (HELOC) Revolving Line – Rates accurate as of 08/06/2020. The APR will be a variable rate based on Wall Street Journal Prime Rate (3.250% as of 3/16/2020). Minimum APR of 1.00% and a maximum APR of 18%. Prime may change at any time and is subject to change without notice. Closing costs and processing fees, including appraisal, currently waived for lines of $15,000 or more. All fees apply to 2nd lien lines where InFirst Bank would not be the first lien holder or for loans between $5,000 and $14,999. If refinancing an existing InFirst Bank line, a minimum of $15,000 new money is required. Offer is based on a loan to value of 89% on an owner-occupied primary residence, subject to credit approval, and cannot be a purchase money mortgage. Taxes and property insurance are always required and flood insurance is required, if applicable. A $25.00 annual fee applies. Payment listed is per $1000 borrowed and a minimum monthly payment of $100 applies. Consult your tax advisor about the deductibility of interest. Offer subject to change or be withdrawn at any time.  

****Home Equity Line of Credit Special (HELOC) Revolving Line – Rates accurate as of 02/16/2021. After the .99% Annual Percentage Rate (APR) 6-month introductory period, the APR will be a variable rate based on Wall Street Journal Prime Rate (3.250% as of 3/16/020). Minimum APR of .99% and a maximum APR of 18%. Prime may change at any time and is subject to change without notice. The introductory period begins on the date of account opening. Closing costs and processing fees, including appraisal, currently waived. Special offer applies to first and second lien loans providing both liens are with InFirst bank; and a minimum loan amount of $15,000 in new money is required. All fees apply to 2nd lien lines where InFirst Bank would not be the first lien holder or for loans between $5,000 and $14,999. If refinancing an existing InFirst Bank line, a minimum of $15,000 new money is required. Offer is based on a loan to value of 89% on an owner-occupied primary residence, subject to credit approval, and cannot be a purchase money mortgage. Taxes and property insurance are always required and flood insurance is required, if applicable. A $25.00 annual fee applies. Payment listed is per $1000 borrowed and a minimum monthly payment of $100 applies. Consult your tax advisor about the deductibility of interest.  Offer subject to change or be withdrawn at any time.

Home Equity Loans & Lines of Credit
Learn More
rateaprpayment per $1000
36 Month Home Equity Loan Special* 2.99% 2.99% $29.07
36 Month Home Equity Loan** 4.00% 4.21% $29.53
60 Month Home Equity Loan Special * 2.99% 2.99% $17.96
60 Month Home Equity Loan** 4.00% 4.13% 18.42
120 Month Home Equity Loan Special * 2.99% 2.99% $9.65
120 Month Home Equity Loan** 4.25% 4.32% $10.25
180 Month Home Equity Loan Special * 2.99% 2.99% $6.90
180 Month Home Equity Loan** 4.50% 4.55% $7.65
240 Month Home Equity Loan Special * 3.49% 3.49% $5.79
240 Month Home Equity Loan** 4.75% 4.79% $6.46
Home Equity Line of Credit Special*** 3.25% 3.30% $8.23
Home Equity Line of Credit Special**** 0.99% 0.99% $6.37
Home Equity Loans & Lines of Credit Rates Disclosure

Annual Percentage Rate (APR) is subject to change at any time.

Home Equity
*Home Equity Loan-Specials– (HELOAN) rates accurate as of 02/16/2021. Offer is based on first lien loans, a loan to value up to 89% on an owner-occupied primary residence, subject to credit approval. APR includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher based on a review of your credit history. APR will be honored for 2nd lien loans up to 89% providing the 1st lien is with InFirst Bank. Closing costs and processing fees, including appraisal, currently waived for loans of $15,000 or more. All fees apply to loans between $5,000 and $14,999. If refinancing an existing InFirst Bank loan, a minimum of $15,000 new money is required. Flood insurance is required where necessary. Taxes and property insurance are required. Using the chart above, you can calculate your monthly payment per $1,000 borrowed, or call us for assistance. Consult your tax advisor about the deductibility of interest. Offer subject to change or be withdrawn at any time. All loans subject to approval.

**Home Equity Loan-Non-specials– (HELOAN) Rates accurate as of 03/09/2020. Offer based on 2nd lien loan requests up to 89% loan to value where InFirst Bank would not be the first lien holder or for loans between $5,000 and $14,999. APR includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher based on a review of your credit history. Cost of appraisal and closing fees are the responsibility of the applicant. Flood insurance is required where necessary. Taxes and property insurance are required. Using the chart above, you can calculate your monthly payment per $1,000 borrowed, or call us for assistance. Consult your tax advisor about the deductibility of interest. Offer subject to change or be withdrawn at any time. All loans subject to approval. id=”auto”

HELOC Disclosure
*** Home Equity Line of Credit Special (HELOC) Revolving Line – Rates accurate as of 08/06/2020. The APR will be a variable rate based on Wall Street Journal Prime Rate (3.250% as of 3/16/2020). Minimum APR of 1.00% and a maximum APR of 18%. Prime may change at any time and is subject to change without notice. Closing costs and processing fees, including appraisal, currently waived for lines of $15,000 or more. All fees apply to 2nd lien lines where InFirst Bank would not be the first lien holder or for loans between $5,000 and $14,999. If refinancing an existing InFirst Bank line, a minimum of $15,000 new money is required. Offer is based on a loan to value of 89% on an owner-occupied primary residence, subject to credit approval, and cannot be a purchase money mortgage. Taxes and property insurance are always required and flood insurance is required, if applicable. A $25.00 annual fee applies. Payment listed is per $1000 borrowed and a minimum monthly payment of $100 applies. Consult your tax advisor about the deductibility of interest. Offer subject to change or be withdrawn at any time.  

****Home Equity Line of Credit Special (HELOC) Revolving Line – Rates accurate as of 02/16/2021. After the .99% Annual Percentage Rate (APR) 6-month introductory period, the APR will be a variable rate based on Wall Street Journal Prime Rate (3.250% as of 3/16/020). Minimum APR of .99% and a maximum APR of 18%. Prime may change at any time and is subject to change without notice. The introductory period begins on the date of account opening. Closing costs and processing fees, including appraisal, currently waived. Special offer applies to first and second lien loans providing both liens are with InFirst bank; and a minimum loan amount of $15,000 in new money is required. All fees apply to 2nd lien lines where InFirst Bank would not be the first lien holder or for loans between $5,000 and $14,999. If refinancing an existing InFirst Bank line, a minimum of $15,000 new money is required. Offer is based on a loan to value of 89% on an owner-occupied primary residence, subject to credit approval, and cannot be a purchase money mortgage. Taxes and property insurance are always required and flood insurance is required, if applicable. A $25.00 annual fee applies. Payment listed is per $1000 borrowed and a minimum monthly payment of $100 applies. Consult your tax advisor about the deductibility of interest.  Offer subject to change or be withdrawn at any time.

Home Equity Loans & Lines of Credit
Learn More
rateaprpayment per $1000
36 Month Home Equity Loan Special* 2.99% 2.99% $29.07
36 Month Home Equity Loan** 4.00% 4.21% $29.53
60 Month Home Equity Loan Special * 2.99% 2.99% $17.96
60 Month Home Equity Loan** 4.00% 4.13% 18.42
120 Month Home Equity Loan Special * 2.99% 2.99% $9.65
120 Month Home Equity Loan** 4.25% 4.32% $10.25
180 Month Home Equity Loan Special * 2.99% 2.99% $6.90
180 Month Home Equity Loan** 4.50% 4.55% $7.65
240 Month Home Equity Loan Special * 3.49% 3.49% $5.79
240 Month Home Equity Loan** 4.75% 4.79% $6.46
Home Equity Line of Credit Special*** 3.25% 3.30% $8.23
Home Equity Line of Credit Special**** 0.99% 0.99% $6.37
Home Equity Loans & Lines of Credit Rates Disclosure

Annual Percentage Rate (APR) is subject to change at any time.

Home Equity
*Home Equity Loan-Specials– (HELOAN) rates accurate as of 02/16/2021. Offer is based on first lien loans, a loan to value up to 89% on an owner-occupied primary residence, subject to credit approval. APR includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher based on a review of your credit history. APR will be honored for 2nd lien loans up to 89% providing the 1st lien is with InFirst Bank. Closing costs and processing fees, including appraisal, currently waived for loans of $15,000 or more. All fees apply to loans between $5,000 and $14,999. If refinancing an existing InFirst Bank loan, a minimum of $15,000 new money is required. Flood insurance is required where necessary. Taxes and property insurance are required. Using the chart above, you can calculate your monthly payment per $1,000 borrowed, or call us for assistance. Consult your tax advisor about the deductibility of interest. Offer subject to change or be withdrawn at any time. All loans subject to approval.

**Home Equity Loan-Non-specials– (HELOAN) Rates accurate as of 03/09/2020. Offer based on 2nd lien loan requests up to 89% loan to value where InFirst Bank would not be the first lien holder or for loans between $5,000 and $14,999. APR includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher based on a review of your credit history. Cost of appraisal and closing fees are the responsibility of the applicant. Flood insurance is required where necessary. Taxes and property insurance are required. Using the chart above, you can calculate your monthly payment per $1,000 borrowed, or call us for assistance. Consult your tax advisor about the deductibility of interest. Offer subject to change or be withdrawn at any time. All loans subject to approval. id=”auto”

HELOC Disclosure
*** Home Equity Line of Credit Special (HELOC) Revolving Line – Rates accurate as of 08/06/2020. The APR will be a variable rate based on Wall Street Journal Prime Rate (3.250% as of 3/16/2020). Minimum APR of 1.00% and a maximum APR of 18%. Prime may change at any time and is subject to change without notice. Closing costs and processing fees, including appraisal, currently waived for lines of $15,000 or more. All fees apply to 2nd lien lines where InFirst Bank would not be the first lien holder or for loans between $5,000 and $14,999. If refinancing an existing InFirst Bank line, a minimum of $15,000 new money is required. Offer is based on a loan to value of 89% on an owner-occupied primary residence, subject to credit approval, and cannot be a purchase money mortgage. Taxes and property insurance are always required and flood insurance is required, if applicable. A $25.00 annual fee applies. Payment listed is per $1000 borrowed and a minimum monthly payment of $100 applies. Consult your tax advisor about the deductibility of interest. Offer subject to change or be withdrawn at any time.  

****Home Equity Line of Credit Special (HELOC) Revolving Line – Rates accurate as of 02/16/2021. After the .99% Annual Percentage Rate (APR) 6-month introductory period, the APR will be a variable rate based on Wall Street Journal Prime Rate (3.250% as of 3/16/020). Minimum APR of .99% and a maximum APR of 18%. Prime may change at any time and is subject to change without notice. The introductory period begins on the date of account opening. Closing costs and processing fees, including appraisal, currently waived. Special offer applies to first and second lien loans providing both liens are with InFirst bank; and a minimum loan amount of $15,000 in new money is required. All fees apply to 2nd lien lines where InFirst Bank would not be the first lien holder or for loans between $5,000 and $14,999. If refinancing an existing InFirst Bank line, a minimum of $15,000 new money is required. Offer is based on a loan to value of 89% on an owner-occupied primary residence, subject to credit approval, and cannot be a purchase money mortgage. Taxes and property insurance are always required and flood insurance is required, if applicable. A $25.00 annual fee applies. Payment listed is per $1000 borrowed and a minimum monthly payment of $100 applies. Consult your tax advisor about the deductibility of interest.  Offer subject to change or be withdrawn at any time.

 

 

Mortgages
Learn More
RateAPRpayment per $1000
10 Year Fixed Rate Portfolio Mortgage* 2.50% 2.64% $9.43
15 Year Fixed Rate Portfolio Mortgage* 2.50% 2.60% $6.67
20 Year Fixed Rate Portfolio Mortgage* 2.75% 2.83% $5.42
30 Year Fixed Rate Portfolio Mortgage* 2.99% 3.05% $4.21
20/1 Adjustable Rate Mortgage w/ 30 yr Amortization** 3.00% 3.06% $4.22
Mortgage Rates Disclosure

Annual Percentage Rate (APR) is subject to change at any time.

Mortgage Disclosure
*Certain conditions and other fees may apply. APR includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher and will depend on factors including but not limited to; loan type, property type, appraised value, occupancy, loan amount, and a review of your credit history. Offer is based on first lien, owner-occupied primary residence and is subject to credit approval. Cost of appraisal, if required, must be paid by applicant. Homeowner’s insurance is required; flood insurance may be required. In above example, Mortgage APR is calculated based on a $100,000.00 loan with a $300.00 loan origination fee. Fixed-Rate Mortgage: 85% loan-to-value (LTV).  Payment does not include taxes and insurance premiums so the actual payment amount will be greater if included. LTV greater than 85% may be subject to Private Mortgage Insurance (PMI) approval. Payments per $1000 are monthly payments.

**20/1 Adjustable Rate Mortgage: Certain conditions and other fees may apply. APR includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher and will depend on factors including but not limited to; loan type, property type, appraised value, occupancy, loan amount, and a review of your credit history.  Offer is based on first lien, owner-occupied primary residence and is subject to credit approval. Cost of appraisal, if required, must be paid by applicant. Homeowner’s insurance is required; flood insurance may be required. In above example, Mortgage APR is calculated based on a $100,000.00 loan with a $300.00 loan origination fee. Payment does not include taxes and insurance premiums so the actual payment amount will be greater if included. 85% loan-to-value (LTV).  LTV greater than 85% may be subject to Private Mortgage Insurance (PMI) approval.  The 20/1 ARM payment per $1000 is based on monthly payments fixed for the first 20-years of the loan.  After the first 20-year term the rate is subject to change annually but not by more than 2% higher per year and not more than 6% higher than the initial rate over the remaining 10-year term.

  • No bi-weekly loans are offered at this time.
  • Title Insurance required on all mortgage loans
Mortgages
Learn More
RateAPRpayment per $1000
10 Year Fixed Rate Portfolio Mortgage* 2.50% 2.64% $9.43
15 Year Fixed Rate Portfolio Mortgage* 2.50% 2.60% $6.67
20 Year Fixed Rate Portfolio Mortgage* 2.75% 2.83% $5.42
30 Year Fixed Rate Portfolio Mortgage* 2.99% 3.05% $4.21
20/1 Adjustable Rate Mortgage w/ 30 yr Amortization** 3.00% 3.06% $4.22
Mortgage Rates Disclosure

Annual Percentage Rate (APR) is subject to change at any time.

Mortgage Disclosure
*Certain conditions and other fees may apply. APR includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher and will depend on factors including but not limited to; loan type, property type, appraised value, occupancy, loan amount, and a review of your credit history. Offer is based on first lien, owner-occupied primary residence and is subject to credit approval. Cost of appraisal, if required, must be paid by applicant. Homeowner’s insurance is required; flood insurance may be required. In above example, Mortgage APR is calculated based on a $100,000.00 loan with a $300.00 loan origination fee. Fixed-Rate Mortgage: 85% loan-to-value (LTV).  Payment does not include taxes and insurance premiums so the actual payment amount will be greater if included. LTV greater than 85% may be subject to Private Mortgage Insurance (PMI) approval. Payments per $1000 are monthly payments.

**20/1 Adjustable Rate Mortgage: Certain conditions and other fees may apply. APR includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher and will depend on factors including but not limited to; loan type, property type, appraised value, occupancy, loan amount, and a review of your credit history.  Offer is based on first lien, owner-occupied primary residence and is subject to credit approval. Cost of appraisal, if required, must be paid by applicant. Homeowner’s insurance is required; flood insurance may be required. In above example, Mortgage APR is calculated based on a $100,000.00 loan with a $300.00 loan origination fee. Payment does not include taxes and insurance premiums so the actual payment amount will be greater if included. 85% loan-to-value (LTV).  LTV greater than 85% may be subject to Private Mortgage Insurance (PMI) approval.  The 20/1 ARM payment per $1000 is based on monthly payments fixed for the first 20-years of the loan.  After the first 20-year term the rate is subject to change annually but not by more than 2% higher per year and not more than 6% higher than the initial rate over the remaining 10-year term.

  • No bi-weekly loans are offered at this time.
  • Title Insurance required on all mortgage loans
Mortgages
Learn More
RateAPRpayment per $1000
10 Year Fixed Rate Portfolio Mortgage* 2.50% 2.64% $9.43
15 Year Fixed Rate Portfolio Mortgage* 2.50% 2.60% $6.67
20 Year Fixed Rate Portfolio Mortgage* 2.75% 2.83% $5.42
30 Year Fixed Rate Portfolio Mortgage* 2.99% 3.05% $4.21
20/1 Adjustable Rate Mortgage w/ 30 yr Amortization** 3.00% 3.06% $4.22
Mortgage Rates Disclosure

Annual Percentage Rate (APR) is subject to change at any time.

Mortgage Disclosure
*Certain conditions and other fees may apply. APR includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher and will depend on factors including but not limited to; loan type, property type, appraised value, occupancy, loan amount, and a review of your credit history. Offer is based on first lien, owner-occupied primary residence and is subject to credit approval. Cost of appraisal, if required, must be paid by applicant. Homeowner’s insurance is required; flood insurance may be required. In above example, Mortgage APR is calculated based on a $100,000.00 loan with a $300.00 loan origination fee. Fixed-Rate Mortgage: 85% loan-to-value (LTV).  Payment does not include taxes and insurance premiums so the actual payment amount will be greater if included. LTV greater than 85% may be subject to Private Mortgage Insurance (PMI) approval. Payments per $1000 are monthly payments.

**20/1 Adjustable Rate Mortgage: Certain conditions and other fees may apply. APR includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher and will depend on factors including but not limited to; loan type, property type, appraised value, occupancy, loan amount, and a review of your credit history.  Offer is based on first lien, owner-occupied primary residence and is subject to credit approval. Cost of appraisal, if required, must be paid by applicant. Homeowner’s insurance is required; flood insurance may be required. In above example, Mortgage APR is calculated based on a $100,000.00 loan with a $300.00 loan origination fee. Payment does not include taxes and insurance premiums so the actual payment amount will be greater if included. 85% loan-to-value (LTV).  LTV greater than 85% may be subject to Private Mortgage Insurance (PMI) approval.  The 20/1 ARM payment per $1000 is based on monthly payments fixed for the first 20-years of the loan.  After the first 20-year term the rate is subject to change annually but not by more than 2% higher per year and not more than 6% higher than the initial rate over the remaining 10-year term.

  • No bi-weekly loans are offered at this time.
  • Title Insurance required on all mortgage loans

 

 

Personal Loans
Learn More
Rate APR
2 Year Personal Loan* 9.99% 10.23%
3 Year Personal Loan* 9.99% 10.16%
4 Year Personal Loan* 9.99% 10.12%
5 Year Personal Loan* 9.99% 10.10%
Unsecured Personal Line of Credit** 9.25% 9.25%
Personal Loans Disclosure

Personal Loans
*Rates accurate as of 8/06/2020. Offer based on loans from $1500 to $15,000 max and subject to credit approval. The APR shown includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher based on a review of your credit history. Repayment examples for monthly payments per $1000 borrowed at 10.24% (APR) would be: 60 months $21.37; 48 months $25.48; 36 months $32.38; 24 months $46.26. Offer subject to change or be withdrawn at any time without notice. Other terms and rates may apply. Document preparation fee is waived for a limited time.

**Rates accurate as of 08/06/2020. The APR is based on Wall Street Journal Prime Rate (3.250% as of March 16, 2020) plus 6%, currently 9.250% APR. Payments are variable based on outstanding balance, minimum payment is $50. All offers are subject to credit approval. Maximum unsecured loan amount to any one borrower is $15,000.00. Offer may be withdrawn at any time without notice. Document preparation fee of $25.00 and $10.00 annual fee applies. Personal Unsecured Lines of Credit are not eligible for a rate discount for automatic debit of the payment.

Annual Percentage Rate (APR) is subject to change at any time.

Personal Loans
Learn More
Rate APR
2 Year Personal Loan* 9.99% 10.23%
3 Year Personal Loan* 9.99% 10.16%
4 Year Personal Loan* 9.99% 10.12%
5 Year Personal Loan* 9.99% 10.10%
Unsecured Personal Line of Credit** 9.25% 9.25%
Personal Loans Disclosure

Personal Loans
*Rates accurate as of 8/06/2020. Offer based on loans from $1500 to $15,000 max and subject to credit approval. The APR shown includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher based on a review of your credit history. Repayment examples for monthly payments per $1000 borrowed at 10.24% (APR) would be: 60 months $21.37; 48 months $25.48; 36 months $32.38; 24 months $46.26. Offer subject to change or be withdrawn at any time without notice. Other terms and rates may apply. Document preparation fee is waived for a limited time.

**Rates accurate as of 08/06/2020. The APR is based on Wall Street Journal Prime Rate (3.250% as of March 16, 2020) plus 6%, currently 9.250% APR. Payments are variable based on outstanding balance, minimum payment is $50. All offers are subject to credit approval. Maximum unsecured loan amount to any one borrower is $15,000.00. Offer may be withdrawn at any time without notice. Document preparation fee of $25.00 and $10.00 annual fee applies. Personal Unsecured Lines of Credit are not eligible for a rate discount for automatic debit of the payment.

Annual Percentage Rate (APR) is subject to change at any time.

Personal Loans
Learn More
Rate APR
2 Year Personal Loan* 9.99% 10.23%
3 Year Personal Loan* 9.99% 10.16%
4 Year Personal Loan* 9.99% 10.12%
5 Year Personal Loan* 9.99% 10.10%
Unsecured Personal Line of Credit** 9.25% 9.25%
Personal Loans Disclosure

Personal Loans
*Rates accurate as of 8/06/2020. Offer based on loans from $1500 to $15,000 max and subject to credit approval. The APR shown includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher based on a review of your credit history. Repayment examples for monthly payments per $1000 borrowed at 10.24% (APR) would be: 60 months $21.37; 48 months $25.48; 36 months $32.38; 24 months $46.26. Offer subject to change or be withdrawn at any time without notice. Other terms and rates may apply. Document preparation fee is waived for a limited time.

**Rates accurate as of 08/06/2020. The APR is based on Wall Street Journal Prime Rate (3.250% as of March 16, 2020) plus 6%, currently 9.250% APR. Payments are variable based on outstanding balance, minimum payment is $50. All offers are subject to credit approval. Maximum unsecured loan amount to any one borrower is $15,000.00. Offer may be withdrawn at any time without notice. Document preparation fee of $25.00 and $10.00 annual fee applies. Personal Unsecured Lines of Credit are not eligible for a rate discount for automatic debit of the payment.

Annual Percentage Rate (APR) is subject to change at any time.

 

 

Auto LoansRateAPRPayment Per $1000
New Auto - up to 60 months new Auto Loan 4.24% 4.35% $18.53
New Auto - 61 to 72 months new Auto Loan 4.49% 4.58% $15.87
2016 & Newer - up to 60 months used Auto Loan 5.24% 5.35% $18.98
2015 Model - up to 48 months used Auto Loan 5.24% 5.38% $23.14
2014 Model - up to 36 months used Auto Loan 5.49% 5.67% $30.20
Auto Loans Disclosure

Annual Percentage Rate (APR) is subject to change at any time.

Auto Loans
Auto loan rates are calculated based on a $10,000.00 loan with a $25.00 non-refundable document preparation fee. Certain conditions and other fees may apply. Offer of credit is subject to credit approval. APR includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher based on a review of your credit history.

 

Auto LoansRateAPRPayment Per $1000
New Auto - up to 60 months new Auto Loan 4.24% 4.35% $18.53
New Auto - 61 to 72 months new Auto Loan 4.49% 4.58% $15.87
2016 & Newer - up to 60 months used Auto Loan 5.24% 5.35% $18.98
2015 Model - up to 48 months used Auto Loan 5.24% 5.38% $23.14
2014 Model - up to 36 months used Auto Loan 5.49% 5.67% $30.20
Auto Loans Disclosure

Annual Percentage Rate (APR) is subject to change at any time.

Auto Loans
Auto loan rates are calculated based on a $10,000.00 loan with a $25.00 non-refundable document preparation fee. Certain conditions and other fees may apply. Offer of credit is subject to credit approval. APR includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher based on a review of your credit history.

 

Auto LoansRateAPRPayment Per $1000
New Auto - up to 60 months new Auto Loan 4.24% 4.35% $18.53
New Auto - 61 to 72 months new Auto Loan 4.49% 4.58% $15.87
2016 & Newer - up to 60 months used Auto Loan 5.24% 5.35% $18.98
2015 Model - up to 48 months used Auto Loan 5.24% 5.38% $23.14
2014 Model - up to 36 months used Auto Loan 5.49% 5.67% $30.20
Auto Loans Disclosure

Annual Percentage Rate (APR) is subject to change at any time.

Auto Loans
Auto loan rates are calculated based on a $10,000.00 loan with a $25.00 non-refundable document preparation fee. Certain conditions and other fees may apply. Offer of credit is subject to credit approval. APR includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher based on a review of your credit history.