INFIRST BANK LAND LOANS

Whether you’re planning to build your future home or investing in property, InFirst Bank offers flexible financing options for both developed residential lots and raw land purchases. Our land loan programs help you secure the property you want today while giving you time to plan for the future.

All land loans require a professional appraisal and are closed through a qualified real estate attorney to ensure a smooth and secure transaction.


DEVELOPED LAND LOANS
Financing for residential lots that are ready for future home construction.

A developed lot typically includes access to roads, utilities, and other infrastructure needed for residential building.

Loan Features

  • Finance up to 90% of the lesser of the purchase price or appraised value
  • Maximum loan term: up to 240 months (20 years)
  • Appraisal required on all land loans
  • Loan closing handled by a real estate attorney

A developed land loan can help you purchase the perfect homesite now, even if you plan to build later.


RAW LAND LOANS
Financing for undeveloped land that may not yet have utilities, roads, or residential infrastructure.

Loan Features

  • Finance up to 65% of the lesser of the purchase price or appraised value
  • Maximum loan term: up to 240 months (20 years)
  • Appraisal required on all land loans
  • Loan closing handled by a real estate attorney

Raw land loans are ideal for buyers looking to invest in land, create a long-term homesite, or develop property in the future.


WHY FINANCE YOUR LAND PURCHAS WITH INFIRST BANK?

  • Competitive loan structures
  • Local lending decisions
  • Clear closing process with an attorney
  • Flexible terms for both developed and undeveloped land

GET STARTED!
Ready to purchase land? Our lending team can help you explore your options and guide you through the application process.

Contact InFirst Bank today to learn more about our Land Loan programs!

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