FHA LOAN
15 or 30 year term, fixed | No reserves for 1 to 4 unit properties |
96.50% loan-to-value allowed for purchase transactions | 100% gift from family member allowed for down payment |
Single-family, 2-4 units PUD condos & manufactured homes | Owner-occupied primary residence |
97.75% for rate & term refinance | 85% loan-to-value for cash-out |
Minimum FICO = 620 | InFirst Bank is not acting on behalf of, or at the direction of the VA, FHA, USDA or Federal Government |