RURAL HOUSING USDA
100% loan-to-value | Up to 6% seller contribution allowed |
No down payment required | 30-year fixed rate |
No cash reserves required | Purchase only |
One-unit primary residence | Home must be located in HUD rural area |
Maximum county income limits apply | InFirst Bank is not acting on behalf of, or at the direction of the VA, FHA, USDA or Federal Government |
Minimum FICO = 640 (may consider lower FICO with compensating factors) | no |